Can You Finance a Massage Chair in Ireland? Everything You Need to Know
A premium massage chair is one of those purchases that makes complete sense once you sit in one. The problem, for most people, is the upfront cost. And that’s a perfectly reasonable concern — quality massage chairs are a significant investment, and not everyone wants to pay the full amount in one go.
The good news? At Masatto, you don’t have to. We offer 0% finance on massage chairs in Ireland through our partnership with Humm, one of Ireland’s leading regulated finance providers — with no deposit required and repayment terms of up to 2 years.
Here’s everything you need to know.
What Is Humm and How Does It Work?
Humm is a retail finance provider with a strong presence in Ireland, built around making larger purchases more accessible and convenient through flexible, transparent payment solutions.
In simple terms, it allows you to spread the cost of your purchase into manageable monthly instalments — rather than paying everything upfront. You can spread the cost of purchases up to €30,000 when buying in-store from any of Humm’s retail partners. Masatto is one of those partners.
Humm is regulated by the Central Bank of Ireland, so you can use it with complete confidence.
What Does Masatto Offer Through Humm?
Here’s our finance offer in plain English:
- 0% APR — you pay back exactly what the chair costs, nothing more
- No deposit required — you don’t need to put any money down upfront
- Up to 24 months — spread your repayments over up to 2 years
- Available in-store at our Dublin showroom in Ballymount
So if you purchase a massage chair for €4,000 on a 24-month plan, you’re looking at repayments of €167 per month. That’s it. No interest, no hidden charges, no deposit.
Why Does 0% Finance Change the Conversation?
When people think about a massage chair, the headline price can feel like a barrier. But when you break it down monthly, the maths looks very different.
Consider what many Irish adults are already spending on managing pain and stress — regular physio appointments, sports massages, chiropractor visits, pain medication. These costs add up quickly, and they provide relief only when you can get an appointment.
A massage chair at €167 per month gives you daily access to relief, on your own schedule, in your own home — for roughly the cost of two or three professional massage sessions. Once the finance period ends, the chair is yours with no further cost.
For context, Masatto chairs also come with a 5-year on-site warranty and white glove delivery, so your investment is protected long after the finance is paid off.
Who Is Eligible for Humm Finance?
To be eligible for Humm you must earn a minimum taxable income of €1,500 per month. The application is straightforward and completed in-store when you visit our showroom. Once you’re approved, you only need to provide your mobile number at the checkout to complete the purchase.
Approval is subject to Humm’s standard credit assessment, but the process is quick and there’s no lengthy paperwork involved.
Can I Pay Off the Finance Early?
Yes. You can pay off your Humm agreement early without any additional fees or charges. The outstanding balance required to fully repay the agreement will be shown in the customer portal, and your contract will be automatically closed when the payment has been applied.
So if your circumstances change and you want to clear the balance sooner, there’s no penalty for doing so.
How to Get Started
The process is simple:
- Book a showroom appointment at our Dublin showroom, Unit 8, Fashion City, Ballymount, Dublin 24
- Try the chairs in a private, no-pressure consultation
- Choose the right model with guidance from our team
- Apply for Humm finance in-store — quick and straightforward
- Take delivery with our white glove service, anywhere in Ireland
That’s it. You could have a premium massage chair in your home within days, with nothing to pay upfront.
Ready to Find Out More?
If you’d like to discuss finance options before your visit, we’re happy to answer any questions by phone on +353 87 603 2177, or you can book your showroom appointment directly through our website.
Book your free appointment here — try before you buy, with 0% finance available on the day.
Humm finance is subject to credit approval. Terms and conditions apply. Flexifi Europe Limited, trading as Humm, is regulated by the Central Bank of Ireland.
